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Sukanya Samriddhi Yojana Full Details in Hindi

is scheme me 10 saal se kam umar ki bachi ke liye shiksha or shadi ke liye bachat karne ke hisab se kender sarkar ne sukanya Samriddhi yojna (SSY) ek investment yojna nikali hui hai. Investment ke is tarike se income tax me bhi rebate milti hai.

Jo log share bazar ke zokhim se door rahna chahte hai or fix deposit me girte interset rate se pareshan hai. SSY unke liye bahtreen solution ho sakta hai.

SSY hai kya ?

Sukanya Samriddhi Yojna (SSY) daughters ke liye central govt. ke chhoti bachat yojna hai. Jise beti bachao - beti padhao scheme ke tahat launch kiya gaya hai. chhoti bachat scheme me sukanya samriddhi yojna sabse behtareen interest rate wali scheme hai.

Year 2016-17 me 9.1 Percent ki interest diya ja raha tha jo income tax ke rebate ke satha hai. isme pahle 9.2 intrest milta tha.

Darasal ye scheme un pariwaro ke dekhte hue banayi gayi hai jo log apne bacho ke padhayi or shadi ke liye ek achi rakam future ke liye jodna chahte hai.

How to open account SSY ?

Is scheme ka lagh aap kisi bhi govt. bank me apni beti ka account khulwa kar le sakte hai. is account ko khulwane ke liye beti ka birth certificate apka adhar card or address proof lagta hai. Is account ka lagh unko hi milega jin betiya ko umar 10 saal se kam hai or is scheme me 250 Rs. se lekar 1.5 lakh tak salana jama kara sakte hai.

Kitne time tak jama karane hai paise ?

SSY khata kholen ke bad yeh girl child ke 21 saal ya 18 saal ki umar ke bad uski shadi tak chalaya ja sakta hai.

Scheme me kitna benefit mil sakta hai.

sukanya samriddhi yojana calculator

Sukanya Samridhhi Yojna Calculator

Agar kabhi installment nahi de paye to ?

Kisi karan agar aap samay par installment nahi de pate hai to, ghabrane ki bat nahi hai aap ko, 50 Rs. salana ki penalty dekar apna khata jari rakh sakte hai.

Is account me kis tarah se rakam jama kara sakte hai. ?

Sukanya Samriddhi Yojna me aap Cash, Cheque, Demand Draft ya kish bhi instrument se bhi jama kara sakte hai, jise bank accept karta ho. iske liye keval installment jama karane wale ka name or account holder ka name likhne ki avashkta padti hai.

Maturity se pahle kis vajah se account band karaya ja sakta hai. ?

Agar Sukanya Samriddhi Yojna ke account holder ki death ho jaye, to death certificate ko dikha kar account band karya ja sakta hai. uske bad account me jama rashi interest ke sath account holder ke parents ko de di jayegi.

Second - Agar kisi tah ki khatre wali bimari ka andesha hone par. is khate ko band karaya ja sakta hai lekin uske liye apko kam se kam panch saal tak is account ko chalana hi hota hai.

Kya SSY (sunkya Samridhhi yojana) account ko transfer bhi kiya ja sakta hai ?

Han ! is account ko shift kiya ja sakta hai. agar aap apne present address se kahin or shift ho gaye hai. to aap apna address proof dekar apna account bhi shift kara sakte hai.

Sunkya Samriddhi yojan ki kuchh important things :-

1. Agar account holder ki shadi khata kholne ke 21 saal pure hone se pahle ho jati hai to rakam jama nahi karayi ja sakti.

2. Aagr khata 21 saal pura hone se pahle band karaya ja raha hai to account holder ko affidevid dena pahdega band karne ke samay uski umar se kam nahi hai. maturity ke samay passbook or widhrawl slip pesh karne par account holder ko with interset jama rakam wapas ho jayegi.

3. or ye account kewal Indians ke liye hi khola jaya hai. or jo india me rah raha ho or maturity ke samay bhi wo indian ka hi nivasi rahe.

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